These two processes are connected but separate. Your divorce does not by itself decide who keeps what.
Is my spouse entitled to my pension?
There is no automatic entitlement to a set share, but a spouse can make a claim against a pension on divorce, and pensions are routinely taken into account. Whether any share is appropriate depends on the length of the marriage, needs and the overall settlement.
CalmSplit takes care of the divorce itself: you answer plain-English questions online and we prepare and manage your application to HMCTS for a one-off £159 per person. Your financial arrangements are handled separately.
- The divorce ends the marriage. It does not divide your money or property
- £159 one-off per person for the divorce, court fee paid separately to HMCTS
- CalmSplit is a self-help platform, not a law firm. Independent solicitor referrals are available
One-off CalmSplit fee. HMCTS court fees are paid separately to the court.
Start your divorce freeNo payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.
See how it worksWhat influences the answer
- How long you were married and how much of the pension accrued during it
- Whether both of you have pension provision
- Retirement income needs on each side
- What else is being divided, such as the house
Protecting your position properly
- Disclose the pension honestly. Hiding it undermines any later order
- Consider offsetting if you want to keep the pension intact
- Get a clean break order so future claims cannot be made
Two separate processes
It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.
- Ending your marriage: the divorce application, conditional order and final order
- Sorting your finances: an agreement between you, and usually a financial court order to make it binding
- CalmSplit's £159 fee covers the divorce itself, not a financial settlement
When to get advice
Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.
Frequently asked questions
Related CalmSplit pages
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No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.
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