These two processes are connected but separate. Your divorce does not by itself decide who keeps what.
What am I entitled to in a divorce?
There is no set entitlement and no percentage that applies to everyone. English and Welsh law asks what is fair in your circumstances, looking at needs, resources and contributions, with the needs of any children under 18 first. Anyone quoting you a figure without knowing your full picture is guessing.
Whatever you ultimately decide about money, the divorce itself is a separate process. CalmSplit handles that part for a one-off £159 per person, so you are not stuck waiting for the financial side to be finished before you start.
- No calculator can tell you your entitlement. It depends on your circumstances
- Children's needs come first, then needs, resources and contributions
- The divorce itself is separate and can start now for £159 per person
One-off CalmSplit fee. HMCTS court fees are paid separately to the court.
Start your divorce freeNo payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.
See how it worksThe framework in plain English
A court weighs a list of statutory factors rather than applying a formula. The aim is a fair outcome that meets both households' needs, and where possible allows a clean break.
- The length of the marriage and the standard of living during it
- The needs of any children under 18, which come first
- Income, earning capacity, property and other financial resources on each side
- Financial needs and obligations now and in the foreseeable future
- Age of each of you and any health issues or disabilities
- Contributions made to the family, including looking after the home and children
Why we do not give you a number
CalmSplit is a self-help technology platform, not a firm of solicitors, so we do not tell you what you are entitled to or produce a personalised figure. Small differences in facts, particularly pensions and housing needs, change the answer a lot. If you want a view on your own position, take independent advice; we can refer you to an independent solicitor.
Common assumptions worth checking
- That everything is automatically split 50/50. It is a starting point in some cases, not a rule
- That the person who earned more keeps more. Contributions to the home count too
- That pensions can be ignored. They are often the second largest asset after the house
- That the divorce ends financial claims. It does not without a financial order
Two separate processes
It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.
- Ending your marriage: the divorce application, conditional order and final order
- Sorting your finances: an agreement between you, and usually a financial court order to make it binding
- CalmSplit's £159 fee covers the divorce itself, not a financial settlement
When to get advice
Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.
Frequently asked questions
Related CalmSplit pages
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