What is a consent order?

A consent order is a court order that records a financial agreement you have both reached and makes it legally binding. It is applied for during or after the divorce and is a separate application from the divorce itself.

What is a clean break order?

A clean break order is a type of financial order that ends future financial claims between you, so neither of you can make a claim against the other later. It is usually included within a consent order where a clean break is appropriate.

What does the £159 CalmSplit fee cover?

It covers preparing and managing your divorce application from start to final order: the questions, the paperwork, guidance and progress tracking. It does not include a financial settlement or a financial court order, which are separate.

Ending your marriage

The divorce itself. CalmSplit, £159 per person.

Sorting your finances

Property, pensions, savings and debts. A separate process.

These two processes are connected but separate. Your divorce does not by itself decide who keeps what.

Does divorce automatically separate finances?

Written by CalmSplit Editorial TeamReviewed by Ramani GillLast reviewed 13 August 2026England & Wales

No. This is the most common misunderstanding in divorce. The final order ends the marriage, but it does not divide assets, remove anyone from a mortgage, split a pension or end financial claims. Only a financial court order does that.

CalmSplit takes care of the divorce itself: you answer plain-English questions online and we prepare and manage your application to HMCTS for a one-off £159 per person. Your financial arrangements are handled separately.

The final order ends the marriage, nothing more
Joint accounts, mortgages and pensions are unaffected until you change them
A consent order, usually with a clean break, is what closes financial claims

CalmSplit fee

£159one-off, per person

One-off CalmSplit fee. HMCTS court fees are paid separately to the court.

Start your divorce free

No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

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What the divorce does not do

It does not transfer or sell the house
It does not remove either of you from a joint mortgage
It does not split a pension
It does not close joint accounts or reassign debts
It does not stop a future financial claim

What actually separates your finances

An agreement between you, recorded in a consent order approved by a judge
A clean break within that order to end future claims
Practical steps: mortgage transfer, account closures, pension sharing implementation

Two separate processes

It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.

Ending your marriage: the divorce application, conditional order and final order
Sorting your finances: an agreement between you, and usually a financial court order to make it binding
CalmSplit's £159 fee covers the divorce itself, not a financial settlement

When to get advice

Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.

Frequently asked questions

No. The divorce ends the marriage. Money, property, pensions and debts are dealt with separately, either by an agreement between you or by a financial order made by the court. Getting divorced does not by itself end financial claims between you.

Related CalmSplit pages

Online divorce with CalmSplit£159 per person, one-off. Start free and see your route first.Consent orders explainedHow an agreement becomes a binding court order.Clean break ordersEnding future financial claims between you.Financial claims after divorceWhy claims can stay open and how to close them.Divorce and financesHow ending the marriage and sorting money fit together.What am I entitled to?The general framework courts work from.

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No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

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