Divorce in your 40s
Divorce in your 40s usually means juggling three things at once: children still at home, a mortgage that has to work for two households, and pensions that are only part built.
CalmSplit deals with the divorce itself for a one-off £159, so you can give your attention to the arrangements that follow.
- Housing the children is usually the first priority
- Mortgage capacity, not just equity, drives the options
- Pensions are easy to overlook at this age and often should not be
One-off CalmSplit fee. HMCTS court fees are paid separately to the court.
See if CalmSplit suits youIf you have decided to end your marriage, the application itself can be prepared online. Start free, £159 one-off when you are ready.
See how it worksWhat to sort in what order
- Interim arrangements for the children and the bills
- Whether the home can be retained by either of you
- A full list of pensions with current values
- Child maintenance through the CMS calculator
- Then a financial order to record the agreement
Careers and earning capacity
One of you may have reduced hours for childcare. That difference in earning capacity is a recognised factor in financial discussions and may support maintenance for a period.
The divorce part is the simple part
The application takes under an hour of your time with CalmSplit, and the statutory timetable runs in the background while you sort everything else.
Frequently asked questions
Related CalmSplit pages
See if CalmSplit suits you
If you have decided to end your marriage, the application itself can be prepared online. Start free, £159 one-off when you are ready.
Start free