These two processes are connected but separate. Your divorce does not by itself decide who keeps what.
Divorce and inheritance
Inherited money and property are often argued to sit outside what should be shared, particularly if they were kept separate. But if the family's needs cannot be met without them, an inheritance can still be brought into the settlement.
CalmSplit takes care of the divorce itself: you answer plain-English questions online and we prepare and manage your application to HMCTS for a one-off £159 per person. Your financial arrangements are handled separately.
- The divorce ends the marriage. It does not divide your money or property
- £159 one-off per person for the divorce, court fee paid separately to HMCTS
- CalmSplit is a self-help platform, not a law firm. Independent solicitor referrals are available
One-off CalmSplit fee. HMCTS court fees are paid separately to the court.
Start your divorce freeNo payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.
See how it worksWhat makes protection more likely
- The inheritance was received recently and kept in a separate account
- It was never used for family purposes such as the family home
- There are enough other assets to meet both households' needs
- The marriage was relatively short
What weakens protection
- The money was mixed into the family home or joint savings
- It funded the family's standard of living over many years
- Needs, particularly housing for children, cannot be met otherwise
Future inheritances
A possible future inheritance is generally not treated as an asset because it is not certain. It can still be relevant background where it is expected imminently. This is an area where independent advice is worthwhile.
Two separate processes
It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.
- Ending your marriage: the divorce application, conditional order and final order
- Sorting your finances: an agreement between you, and usually a financial court order to make it binding
- CalmSplit's £159 fee covers the divorce itself, not a financial settlement
When to get advice
Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.
Frequently asked questions
Related CalmSplit pages
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