These two processes are connected but separate. Your divorce does not by itself decide who keeps what.
Divorce without a financial settlement
You can get divorced without agreeing or resolving your finances, and many people do. The consequence is that financial claims between you remain open, because only a court order can bring them to an end.
CalmSplit takes care of the divorce itself: you answer plain-English questions online and we prepare and manage your application to HMCTS for a one-off £159 per person. Your financial arrangements are handled separately.
- The divorce ends the marriage. It does not divide your money or property
- £159 one-off per person for the divorce, court fee paid separately to HMCTS
- CalmSplit is a self-help platform, not a law firm. Independent solicitor referrals are available
One-off CalmSplit fee. HMCTS court fees are paid separately to the court.
Start your divorce freeNo payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.
See how it worksWhat stays open
- Claims against property, savings and other capital
- Pension claims, including against a pension built up later
- Spousal maintenance claims
- Claims can be made years after the final order in many cases
When people accept the risk
- There is genuinely nothing to divide
- The marriage was short with entirely separate finances
- Both accept the position and neither expects to remarry soon
Two separate processes
It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.
- Ending your marriage: the divorce application, conditional order and final order
- Sorting your finances: an agreement between you, and usually a financial court order to make it binding
- CalmSplit's £159 fee covers the divorce itself, not a financial settlement
When to get advice
Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.
Frequently asked questions
Related CalmSplit pages
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No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.
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