Ending your marriage
The divorce itself. CalmSplit, £159 per person.
Sorting your finances
Property, pensions, savings and debts. A separate process.

These two processes are connected but separate. Your divorce does not by itself decide who keeps what.

Divorce without a financial settlement

Written by CalmSplit Editorial TeamReviewed by Ramani GillLast reviewed 13 August 2026England & Wales

You can get divorced without agreeing or resolving your finances, and many people do. The consequence is that financial claims between you remain open, because only a court order can bring them to an end.

CalmSplit takes care of the divorce itself: you answer plain-English questions online and we prepare and manage your application to HMCTS for a one-off £159 per person. Your financial arrangements are handled separately.

  • The divorce ends the marriage. It does not divide your money or property
  • £159 one-off per person for the divorce, court fee paid separately to HMCTS
  • CalmSplit is a self-help platform, not a law firm. Independent solicitor referrals are available
CalmSplit fee
£159one-off, per person

One-off CalmSplit fee. HMCTS court fees are paid separately to the court.

Start your divorce free

No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

See how it works

What stays open

  • Claims against property, savings and other capital
  • Pension claims, including against a pension built up later
  • Spousal maintenance claims
  • Claims can be made years after the final order in many cases

When people accept the risk

  • There is genuinely nothing to divide
  • The marriage was short with entirely separate finances
  • Both accept the position and neither expects to remarry soon

Two separate processes

It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.

  • Ending your marriage: the divorce application, conditional order and final order
  • Sorting your finances: an agreement between you, and usually a financial court order to make it binding
  • CalmSplit's £159 fee covers the divorce itself, not a financial settlement

When to get advice

Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.

Frequently asked questions

No. The divorce ends the marriage. Money, property, pensions and debts are dealt with separately, either by an agreement between you or by a financial order made by the court. Getting divorced does not by itself end financial claims between you.

Related CalmSplit pages

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No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

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