Does the divorce itself sort out our money?

No. The divorce ends the marriage. Money, property, pensions and debts are dealt with separately, either by an agreement between you or by a financial order made by the court. Getting divorced does not by itself end financial claims between you.

What is a clean break order?

A clean break order is a type of financial order that ends future financial claims between you, so neither of you can make a claim against the other later. It is usually included within a consent order where a clean break is appropriate.

Can CalmSplit advise me on what I should agree?

No. CalmSplit is a self-help technology platform and is not a firm of solicitors, so we do not give advice on what your financial settlement should be. If you want advice on that, we can refer you to an independent solicitor.

Ending your marriage

The divorce itself. CalmSplit, £159 per person.

Sorting your finances

Property, pensions, savings and debts. A separate process.

These two processes are connected but separate. Your divorce does not by itself decide who keeps what.

Divorce while still owning a house together

Written by CalmSplit Editorial TeamReviewed by Ramani GillLast reviewed 13 August 2026England & Wales

You can complete a divorce and still be joint owners afterwards. It happens often, for example where a sale is deferred until children are older. The important part is having a clear, recorded agreement about the property.

CalmSplit takes care of the divorce itself: you answer plain-English questions online and we prepare and manage your application to HMCTS for a one-off £159 per person. Your financial arrangements are handled separately.

The divorce ends the marriage. It does not divide your money or property
£159 one-off per person for the divorce, court fee paid separately to HMCTS
CalmSplit is a self-help platform, not a law firm. Independent solicitor referrals are available

CalmSplit fee

£159one-off, per person

One-off CalmSplit fee. HMCTS court fees are paid separately to the court.

Start your divorce free

No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

See how it works

What to agree in writing

Who lives there and who pays the mortgage and bills
When the property will be sold, or what triggers a sale
How the net proceeds will be divided at that point
Who pays for repairs, insurance and improvements meanwhile

Why the order matters

A deferred sale that is only agreed informally is a common source of later disputes. A consent order can record the arrangement and how the proceeds will be divided when the trigger event happens.

Two separate processes

It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.

Ending your marriage: the divorce application, conditional order and final order
Sorting your finances: an agreement between you, and usually a financial court order to make it binding
CalmSplit's £159 fee covers the divorce itself, not a financial settlement

When to get advice

Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.

Frequently asked questions

A consent order is a court order that records a financial agreement you have both reached and makes it legally binding. It is applied for during or after the divorce and is a separate application from the divorce itself.

Related CalmSplit pages

Online divorce with CalmSplit£159 per person, one-off. Start free and see your route first.Divorce and the family homeOptions for the house and how they are agreed.Consent orders explainedHow an agreement becomes a binding court order.Do we have to sell the house?The options besides selling.Divorce and financesHow ending the marriage and sorting money fit together.How much does divorce cost?CalmSplit fee, HMCTS court fee and Help with Fees explained.

Start your divorce free

No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

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