Divorce after retirement

Written by CalmSplit Editorial TeamReviewed by Ramani GillLast reviewed 13 August 2026England & Wales

You can divorce at any age and the process is identical. In retirement the important questions are how pension income is shared, where each of you will live, and how a fixed income supports two households.

CalmSplit prepares your divorce for a one-off £159 and can prepare a consent order reflecting what you agree about income, property and pensions.

  • Pensions already in payment can still be shared
  • Two households on a fixed income needs careful planning
  • A financial order provides certainty for both of you
CalmSplit fee
£159one-off, per person

One-off CalmSplit fee. HMCTS court fees are paid separately to the court.

Check suitability

Start free and pay the one-off £159 when you are ready to prepare your application.

See how it works

Pensions in payment

A pension already being paid can still be subject to a pension sharing order. The mechanics differ from sharing an uncrystallised pension, so independent financial advice is worthwhile before agreeing figures.

Housing options

  • Sell and buy two smaller properties
  • One person remains and buys the other out
  • Deferred sale with a defined trigger
  • Consider running costs, not just purchase price

Getting the paperwork right

CalmSplit prepares the divorce and the consent order documents. Where pensions are being shared, an actuarial report or independent advice is often used to check the split is fair.

Frequently asked questions

The state pension cannot be shared, though it affects the overall income picture.

Related CalmSplit pages

Check suitability

Start free and pay the one-off £159 when you are ready to prepare your application.

Start free
Start your divorce – £159