Does the divorce itself sort out our money?

No. The divorce ends the marriage. Money, property, pensions and debts are dealt with separately, either by an agreement between you or by a financial order made by the court. Getting divorced does not by itself end financial claims between you.

Can CalmSplit advise me on what I should agree?

No. CalmSplit is a self-help technology platform and is not a firm of solicitors, so we do not give advice on what your financial settlement should be. If you want advice on that, we can refer you to an independent solicitor.

What does the £159 CalmSplit fee cover?

It covers preparing and managing your divorce application from start to final order: the questions, the paperwork, guidance and progress tracking. It does not include a financial settlement or a financial court order, which are separate.

Ending your marriage

The divorce itself. CalmSplit, £159 per person.

Sorting your finances

Property, pensions, savings and debts. A separate process.

These two processes are connected but separate. Your divorce does not by itself decide who keeps what.

Can I buy my spouse out of the house?

Written by CalmSplit Editorial TeamReviewed by Ramani GillLast reviewed 13 August 2026England & Wales

Yes, if the numbers work and your lender agrees. A buy out means paying your spouse their agreed share of the equity and taking the mortgage into your sole name, then transferring the legal ownership.

CalmSplit takes care of the divorce itself: you answer plain-English questions online and we prepare and manage your application to HMCTS for a one-off £159 per person. Your financial arrangements are handled separately.

The divorce ends the marriage. It does not divide your money or property
£159 one-off per person for the divorce, court fee paid separately to HMCTS
CalmSplit is a self-help platform, not a law firm. Independent solicitor referrals are available

CalmSplit fee

£159one-off, per person

One-off CalmSplit fee. HMCTS court fees are paid separately to the court.

Start your divorce free

No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

See how it works

How a buy out is worked out

Agree the market value, using one or more valuations
Deduct the mortgage balance to get the equity
Agree the share each of you should receive
Decide how the share will be funded: mortgage, savings or offsetting other assets

The practical steps

Lender agreement to a transfer of equity or a new sole mortgage
A consent order recording the agreement, including timescales
Conveyancing to transfer the title and update the Land Registry

Two separate processes

It helps to keep two things apart. Ending your marriage is a court process that follows a fixed timetable and does not look at your finances. Sorting your finances is about who keeps what: the home, savings, pensions and debts. You can run them side by side, but one does not automatically decide the other.

Ending your marriage: the divorce application, conditional order and final order
Sorting your finances: an agreement between you, and usually a financial court order to make it binding
CalmSplit's £159 fee covers the divorce itself, not a financial settlement

When to get advice

Consider independent legal or financial advice where there are pensions of real value, a business, complex property, significant debts, or where you are unsure whether what you have agreed is reasonable. CalmSplit can refer you to an independent solicitor. That does not change your £159 CalmSplit fee, and we do not take a fee for the referral.

Frequently asked questions

A consent order is a court order that records a financial agreement you have both reached and makes it legally binding. It is applied for during or after the divorce and is a separate application from the divorce itself.

Related CalmSplit pages

Divorce and mortgageWhat happens to the mortgage and how lenders decide.Divorce and the family homeOptions for the house and how they are agreed.Consent orders explainedHow an agreement becomes a binding court order.Online divorce with CalmSplit£159 per person, one-off. Start free and see your route first.Financial settlement in divorceWhat a settlement covers and how it is recorded.

Start your divorce free

No payment to begin. £159 one-off when you are ready to prepare your application. Court fees are paid separately to HMCTS.

Start free